{"id":400,"date":"2010-02-17T15:11:00","date_gmt":"2010-02-17T20:11:00","guid":{"rendered":"http:\/\/blogs.uml.edu\/orientation-ambassadors\/2010\/02\/17\/credit-cards-just-dont-get-them\/"},"modified":"2010-02-17T15:11:00","modified_gmt":"2010-02-17T20:11:00","slug":"credit-cards-just-dont-get-them","status":"publish","type":"post","link":"https:\/\/blogs.uml.edu\/orientation-ambassadors\/2010\/02\/17\/credit-cards-just-dont-get-them\/","title":{"rendered":"Credit Cards&#8230; just don&#8217;t get them&#8230;"},"content":{"rendered":"<div style=\"clear: both;text-align: center\">&nbsp;<a href=\"http:\/\/mbdagov.files.wordpress.com\/2009\/05\/creditcards.jpg\" style=\"margin-left: 1em;margin-right: 1em\"><img loading=\"lazy\" border=\"0\" height=\"213\" src=\"http:\/\/mbdagov.files.wordpress.com\/2009\/05\/creditcards.jpg\" width=\"320\" \/><\/a><\/div>\n<div style=\"clear: both;text-align: center\"><\/div>\n<div style=\"clear: both;text-align: left\"><\/div>\n<div style=\"clear: both;text-align: left\">Everybody loves money. It would be inhuman to not enjoy having, spending, and wanting <i><span style=\"color: lime\">more money<\/span><\/i>. However considering credit cards as an additional or alternative source of revenue during your college years is the <span style=\"font-size: large\"><b><span style=\"color: red\">WORST HABIT<\/span><\/b><\/span> you can get into!&nbsp;<\/div>\n<div style=\"clear: both;text-align: left\"><\/div>\n<div style=\"clear: both;text-align: left\">Those credit card deals in your mailbox might seem sweet, but they are really just stomach souring. Sure, there&#8217;s <span style=\"color: black\">0%<\/span> APR for the first six months and a giant credit limit, but the contractual fine print is loaded with <span style=\"color: red\">fees<\/span>, interest rate <i>conditions<\/i>, and credit terms that can change in a matter of <b style=\"color: blue\">15 days or less<\/b>!<\/div>\n<div style=\"clear: both;text-align: left\"> <span style=\"color: blue;font-size: x-large\"><b>&nbsp;<\/b><\/span><\/div>\n<div style=\"clear: both;text-align: left\"><span style=\"color: blue;font-size: x-large\"><b>Don&#8217;t fall for any of it! Just tear up the offers! <\/b><\/span><\/div>\n<div style=\"clear: both;text-align: left\"><\/div>\n<p><span style=\"color: blue;font-size: x-large\"><span style=\"color: black;font-size: small\">You are better off surviving on a  small working budg<span><\/span>et than mounting credit card  debt which could cost you in interest payments and fees, especially if you make  minimum payments or are consistently late paying.<\/span><\/span><\/p>\n<div style=\"clear: both;text-align: left\">The recent government stimulus bill has gone after credit card companies to prevent them from overextending credit to customers and to give credit holders more flexibility and awareness. Thus lenders are <i>re-framing<\/i> their conditions to maximize profits and keep their customer base in a constant state of payment.<\/div>\n<div style=\"clear: both;text-align: left\"><\/div>\n<div style=\"clear: both;text-align: left\">JUST <span style=\"font-size: large\"><b><span style=\"color: red\">DON&#8217;T<\/span><\/b><\/span> DO IT!<\/div>\n<div style=\"clear: both;text-align: left\"> <\/div>\n<div style=\"clear: both;text-align: left\">Be smart&#8230; <span style=\"font-size: x-large\"><b><i><span style=\"color: #38761d\">Save and Budget<\/span><\/i><\/b><\/span> <span style=\"color: #38761d;font-size: large\"><i><b>!!!!<\/b><\/i><\/span><\/div>\n<div style=\"clear: both;text-align: left\"><\/div>\n<div style=\"clear: both;text-align: left\">Allan<\/div>\n<div style=\"clear: both;text-align: left\"> <\/div>\n<div style=\"clear: both;text-align: left\"> <\/div>\n<div style=\"clear: both;text-align: left\"><\/div>\n<div style=\"clear: both;text-align: left\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Everybody loves money. It would be inhuman to not enjoy having, spending, and wanting more money. However considering credit cards as an additional or alternative source of revenue during your college years is the WORST HABIT you can get &hellip; <a href=\"https:\/\/blogs.uml.edu\/orientation-ambassadors\/2010\/02\/17\/credit-cards-just-dont-get-them\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/blogs.uml.edu\/orientation-ambassadors\/wp-json\/wp\/v2\/posts\/400"}],"collection":[{"href":"https:\/\/blogs.uml.edu\/orientation-ambassadors\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.uml.edu\/orientation-ambassadors\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.uml.edu\/orientation-ambassadors\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.uml.edu\/orientation-ambassadors\/wp-json\/wp\/v2\/comments?post=400"}],"version-history":[{"count":0,"href":"https:\/\/blogs.uml.edu\/orientation-ambassadors\/wp-json\/wp\/v2\/posts\/400\/revisions"}],"wp:attachment":[{"href":"https:\/\/blogs.uml.edu\/orientation-ambassadors\/wp-json\/wp\/v2\/media?parent=400"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.uml.edu\/orientation-ambassadors\/wp-json\/wp\/v2\/categories?post=400"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.uml.edu\/orientation-ambassadors\/wp-json\/wp\/v2\/tags?post=400"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}